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Terms of Service

Last updated: [Effective Date]

Placeholder content — replace with terms reviewed for your business and jurisdiction before launch.

1. Acceptance of Terms

By creating an account or otherwise using [Your Company Name]'s ("we", "us") service (the "Service"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Description of Service

[Describe what the Service does here.]

3. Accounts & Registration

You may create an account with an email and password, or by signing in with Google. You are responsible for keeping your credentials secure and for all activity under your account.

4. Subscriptions, Billing & Cancellation

Paid plans are billed on a recurring basis and processed by Stripe. By subscribing, you authorize us to charge your payment method each billing period until you cancel. You can cancel at any time from your account settings; cancellation takes effect [at the end of the current billing period / immediately — choose one]. [Describe your refund policy here.]

5. Acceptable Use

[List any prohibited uses of the Service here.]

6. Intellectual Property

The Service and its original content are and remain the property of [Your Company Name]. Content you submit to the Service remains yours.

7. Termination

We may suspend or terminate your access to the Service if you violate these Terms. You may stop using the Service and delete your account at any time.

8. Disclaimers & Limitation of Liability

The Service is provided "as is" without warranties of any kind. To the maximum extent permitted by law, [Your Company Name] is not liable for any indirect, incidental, or consequential damages arising from your use of the Service.

9. Governing Law

These Terms are governed by the laws of [Governing State/Country], without regard to conflict-of-law rules.

10. Changes to These Terms

We may update these Terms from time to time. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

11. Contact

Questions about these Terms? Contact us at [support@yourdomain.com].